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General Liability and Property

General Liability and Property Quotations

General Liability

Business Owners Policy (liability and property)

General Liability and Property Quotations
General Liability

General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. A broad range of General Liability protection will include:

  • Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury
  • Property Damage coverage for the physical damage to property of others or the loss of use of that property
  • Products-Completed Operations which provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided
  • Products Liability which is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents
  • Contractual Liability which extends to any liability you may assume by entering into a variety of contracts
  • Other coverage including: Reasonable Use of Force; Borrowed Equipment; Liquor Liability; Non-Owned Vehicles (such as aircraft and watercraft); Fire, Lightning or Explosion Damage; Water Damage Liability Protection; Legal Defense Costs; Medical Payments; Personal Injury; Advertising Injury; and specialized liability protection for specific business types

Building and Personal Property

Coverage pays to repair or replace your buildings, property including inventory, furniture, and fixtures. Coverage can also include:
  • Computers
  •  Production Machinery
  • Accounts Receivable
  • Valuable Papers
  • Loss of Business Income
  • Property in Transit
  • Property of Others in Your Care


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